FinTech & Payments
Payments engineering inside your product: gateway and wallet integrations, idempotent money flows, reconciliation and audit trails, built to requirements your compliance partner sets. We have built a fintech dashboard for a client; we have not shipped a regulated or licensed fintech product.
PCI compliance requirements
KYC/AML regulatory needs
Secure transaction handling
Audit trail requirements
PCI-conscious payment integrations using hosted checkout or hosted fields
Integration with your identity-verification (KYC) provider
Idempotent, transaction-safe payment processing
Append-only audit logging
What you get
Comprehensive deliverables tailored for fintech
Payments engineering in production — TheSkinProof & Sundor Skin
Challenge
Two live commerce platforms needed money handled correctly across mobile wallets, cash on delivery and trade credit, with no rounding errors or double charges.
Solution
bKash, Nagad and SSLCommerz on TheSkinProof (the founder’s own marketplace, built and run by RAITHub) with server-authoritative pricing; on Sundor Skin, database-enforced credit limits, amounts stored as integer poisha and staff-verified wallet receipts.
Result
Both platforms are live. We have not yet shipped a regulated fintech product (lending, custody or card issuing), and we will say so on the first call.
FinTech guides
In-depth guides on building fintech software — costs, architecture, and how-tos.
FinTech questions
Has RAITHub built a regulated fintech product?
No. RAITHub has not shipped lending, custody, card issuing, money transmission or another licensed product. It has built a fintech dashboard for a client, and live payment flows on TheSkinProof and Sundor Skin.
Which payment methods has RAITHub integrated?
TheSkinProof takes bKash, Nagad, SSLCommerz and cash on delivery. Sundor Skin records staff-verified bKash and Nagad receipts against database-enforced credit limits. PropDesk collects rent through Stripe.
Can RAITHub handle KYC and AML?
RAITHub can engineer the integration with an identity-verification provider: verification states, review queues, retention and an audit trail. What your KYC and AML programme must contain is for a compliance professional to define.
Is RAITHub PCI DSS, SOC 2 or ISO 27001 certified?
No. RAITHub holds none of these. It recommends a provider’s hosted checkout or hosted fields so card numbers never reach your servers, which reduces your PCI DSS scope; your acquirer or a QSA confirms what remains.
Ready to build your fintech product?
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